Special event liability insurance protects you against losses stemming from personal injuries and property damage at your event.  Medical payments, lawsuits, and property damages are a few of the most common costs which could be incurred during your event. 

Eventsured offers special event liability coverage for weddings, sporting events, conferences, business meetings, concerts, birthday / holiday parties and so much more! Most venues will require the host of the event and/or vendors at the event to purchase the insurance and we will be there to assist your every need.

Insures claims for bodily injury, often including medical payments and lawsuits.

Protects against claims of third party bodily injury and property damage due to the sale, service or distribution of alcohol at your event.

Protection against claims alleging physical damage to the venue.

In the event of lawsuits alleging covered damages, defense costs and claims payments may be covered through general liability insurance.

Medical Payments often associated with bodily injury would be covered through this event insurance.

Adding an additional insured to the policy is easy and helps protect the venue manager and/or municipality against any liabilities incurred due to the insured’s negligence.

Your favorite charity has decided to hold a gala to recognize all of the work you and fellow members have put into making this foundation a successful one. It’s important to the foundation’s board that families of members and contributors alike all come to enjoy a good time at this dress-to-impress event. When the band starts to move into a few dance songs, one of the women decides to let loose on the dance floor. Things take a turn for the worse when she badly injures her knee in the process. While she gets helped off the dance floor, you’re worrying about her health status. You never want to see someone get hurt, but to make matters worse, the incoming medical payments could be your responsibility. Luckily for you, you knew that event liability insurance was a necessity when it comes to these types of events.

Estimated cost if you are NOT insured (surgery & rehab): $50,000

Your daughter is getting married and you’ve happily taken on the responsibility of planning the wedding. The venue needs to be booked, as do photographers and caterers, and a beautiful gown needs to be purchased, of course. As your daughter begins making her decisions, you begin to realize how quickly costs start adding up and going over your already set budget. As you approach the big day,  it’s time to pay all of the vendors and the venue in full leaving your bank account to the bare minimum. So, what happens if one of your attendees causes a fire with a cigarette? Because you prepared for unexpected costs, the wedding insurance policy you purchased includes Property Damage, which could cover the damage to the venue. In addition, there is no deductible on the coverage so you can take a deep breath and continue to enjoy your daughter’s big day.

Estimated cost if you are NOT insured (including property damage): $150,000

Event cancellation or postponement insurance protects against losses that result from having to cancel or postpone your event.  In certain instances this coverage can also protect against loss of deposits if a vendor goes out of business as well as coverage for reduced attendance or damage and theft of personal property.

Insurance that includes specific coverage for the cancellation or postponement of a wedding and can also protect against lost deposits, damage to wedding attire and theft of jewelry and gifts.